Vandalism Claims

What is vandalism?  It is the willful and intentional or malicious destruction of public or private property.  Vandalism has become a growing problem in this world. If your business or building is situated in a large city, you are susceptible to vandalism. There are many forms of vandalism. Below are some things your insurance policy may cover:

  • Theft/data loss
  • Smashed mailboxes
  • Trashing external or internal buildings or properties
  • Damage to fences, signs
  • Broken windows
  • Destruction of property
  • Arson
  • Graffiti

Destruction of both public and private property poses a threat to society.  What many do not realize is that the penalties upon conviction may be a fine, a jail sentence, an order to pay for repairs or replacement, or all three.   Further, a person who commits vandalism, may be sued in a civil court action for damages so that the damaged property can be repaired or replaced.

Generally, the attempt to commit vandalism is an offense.  Usually the penalties for attempted vandalism are not as severe as the penalties for the completed act.  Penalties also depend on the value of the property destroyed or the cost of repairing it.

So what do you do if your building has sustained damages as a result of vandalism? Call us immediately.  Many insurance carriers seemingly play hardball with their policyholders once it is time to cash in.  Your lack of knowledge or time can be one of the many elements that gets your claim denied.  Worry about what you do best: running your business or managing your property.  We will handle the rest. 

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Our goal is to obtain payment as quickly as possible from your carrier that we think they should pay for your property loss that conforms to what your policy requires!