While there are claims of what public adjusters can do for you, today we will also mention a bit about what they can’t do. Public Adjusters can speed up claims processing and coordinate crucial services related to property restoration. However, they cannot wave a wand and instantly solve all your problems immediately. Certain aspects related to your claim may take more time than maybe Sara Jo’s claim, depending on the type of claim. A public adjuster will save you valuable time and the chances of a claim filed by an adjuster as opposed to an individual tend to be much higher. At the same time, there is no honest guarantee that the claim will be approved. There are several elements of criteria that are used as assessment in your claim. Because these factors vary from one spectrum to the other, processing time will also. Victims of property damage can get easily bombarded with the stress of trying to recover and reclaim balance after building damage, fire damage, water damage, roof damage, or any other types of damage that befalls property owners such as vandalism. That is where a public adjuster would help. A good public adjuster can be a blessing in disguise or just another headache to the list. The first thing you will want to do is make sure that he or she is licensed. Licenses differ from state to state. You will want to make sure that the public adjuster is licensed for your state. Adjusters can practice across multiple states but they will need a license for each state to do so. Make sure your personal public adjuster is licensed and up to speed on the adjusting laws in your state.
It is important for public adjusters to not only be licensed but they should also have a level of computer competency. He or she does not have to be a tech wiz but they should know their way around basic programs such as MS Word and how to do a simple search online. In the world of technology there is information and transactions online that happen between insurance carriers. Having basic computer knowledge will go far in this regard.
Go with your instincts. If your insurance adjuster seems that he/she can’t explain the process to you, is too pushy to get you to sign with him, or you feel unsure, you are probably are right. Keep looking. Public adjusters are business owner and property owner advocates. You want someone sensitive to your issues and needs. You also want someone who will efficiently handle your claims and work fast to get you what you need.
Important questions to ask:
- What is the first step once we sign with you?
- What type of delays should I expect?
- How quickly will my claim be filed?
- What is the average time frame to expect a settlement (nothing is in stone as each case is different, but if you know your adjuster has an idea, this can be helpful)
- Who will be my point of contact for updates, etc. Is it you?
- How soon (or often) will someone follow up with me?
- Will I be kept abreast of changes in my case? If so, how? US Postal Mail, Email, phone?
A public adjuster should have keen information related to insurance claims help request such as what will be the estimate cost required to recover from physical damage, cost to build up a new roof, or any to the property for which a claim is being made. A public adjuster’s job is to become the bridge between the insurance holder and the insurance firm. A public adjuster acts on your behalf to carry out work from start to finish until you, the owner, gets the appropriate claim amount. Many states keep regular test to renew the license so that the adjuster is equipped to handle the entire situation coming in the insurance industry.
Public adjusters can really make their value felt by the time the owner is saved as well as the insight that only adjusters have in dealing with insurance companies. If you have sustained damage to your office building, are a victim of vandalism, or your home property has been devastated, things like relocation, and property restoration are things that can be overwhelming to set up. Not to mention, you will still have to worry about your insurance carrier of whom I assure will try to undervalue your damage to their benefit.
If you have sustained damage to your building or residential property, call 800-602-9915. You can also contact us on the form to the right of this page.
We at Priority Adjusters will make your claim our “top” Priority.