What To Look For In A Good Public Adjuster & What Is A Public Adjuster

While there are claims of what public adjusters can do for you, today we will also mention a bit about what they can’t do.   Public Adjusters can speed up claims processing and coordinate crucial services related to property restoration.  However, they cannot wave a wand and instantly solve all your problems immediately.  Certain aspects related to your claim may take more time than maybe Sara Jo’s claim, depending on the type of claim.  A public adjuster will save you valuable time and the chances of a claim filed by an adjuster as opposed to an individual tend to be much higher.  At the same time, there is no honest guarantee that the claim will be approved.  There are several elements of criteria that are used as assessment in your claim.  Because these factors vary from one spectrum to the other, processing time will also.  Victims of property damage  can get easily bombarded with the stress of trying to recover and reclaim balance after building damage,  fire damage, water damage, roof damage, or any other types of damage that befalls property owners such as vandalism.  That is where a public adjuster would help.  A good public adjuster can be a blessing in disguise or just another headache to the list.  The first thing you will want to do is make sure that he or she is licensed.  Licenses differ from state to state. You will want to make sure that the public adjuster is licensed for your state.  Adjusters can practice across multiple states but they will need a license for each state to do so.  Make sure your personal public adjuster is licensed and up to speed on the adjusting laws in your state.
It is important for public adjusters to not only be licensed but they should also have a level of computer competency.  He or she does not have to be a tech wiz but they should know their way around basic programs such as MS Word and how to do a simple search online.  In the world of technology there is information and transactions online that happen between insurance carriers.  Having  basic computer knowledge will go far in this regard.

Go with your instincts.  If your insurance adjuster seems that he/she can’t explain the process to you, is too pushy to get you to sign with him, or you feel unsure, you are probably are right.  Keep looking.  Public adjusters are business owner and property owner advocates.  You want someone sensitive to your issues and needs.  You also want someone who will efficiently handle your claims and work fast to get you what you need.

Important questions to ask:

  • What is the first step once we sign with you?
  • What type of delays should I expect?
  • How quickly will my claim be filed?
  • What is the average time frame to expect a settlement (nothing is in stone as each case is different, but if you know your adjuster has an idea, this can be helpful)
  • Who will be my point of contact for updates, etc. Is it you?
  • How soon (or often) will someone follow up with me?
  • Will I be kept abreast of changes in my case? If so, how? US Postal Mail, Email, phone?

A public adjuster should have keen information related to insurance claims help request such as what will be the estimate cost required to recover from physical damage, cost to build up a new roof, or any to the property for which a claim is being made. A public  adjuster’s job is to become the bridge between the insurance holder and the insurance firm. A public adjuster acts  on your behalf to carry out work from start to  finish until you, the owner, gets the appropriate claim amount. Many states keep regular test to renew the license so that the adjuster is equipped to handle the entire situation coming in the insurance industry.

Public adjusters can really make their value felt by the time the owner is saved as well as the insight that only adjusters have in dealing with insurance companies.   If you have sustained damage to your office building, are a victim of vandalism, or your home property has been devastated, things like relocation, and property restoration are things that can be overwhelming to set up.  Not to mention, you will still have to worry about your insurance carrier of whom I assure will try to undervalue your damage to their benefit.

If you have sustained damage to your building or residential property, call 800-602-9915. You can also contact us on the form to the right of this page.

We at Priority Adjusters will make your claim our “top” Priority.

Palmdale fire: Commercial & Business

Many forget that wildfires like the Crown Fire also have a devastating financial impact on business. Commercial property damage is serious. Business owners face loss of revenue and loss of merchandise. Meanwhile their payroll expenses continue – as do their existing responsibilities to their clients.

For immediate help (24/7) call: 1-800-602-9915

Commercial property owners often have trouble getting the proper attention they deserve from their insurance carrier. Many commercial property owners benefit from the assistance of a Public Insurance Adjuster. Business people in particular have the ability to understand the value of expertise.

Public Adjuster John Morgenstern solely represents the commercial business owner. There is no conflict of interest. Just a fair settlement. And those settlements are often 2-3 times greater than the insurance carrier’s ‘final’ offer.

“Wildfire damage to Commercial property  – in Palmdale, Lancaster or anywhere – can cripple and even destroy a lifetime of work and investment. My team is committed to making sure that does not happen to our clients,” said Public claims adjuster John Morgenstern.

Dramatic Video from the scene


About:

Los Angeles Public Adjuster firm Public Adjusters Inc serves home owners and property owners in Los Angeles County, Orange County, Riverside County and Ventura County. The Southern California Public Adjuster firm is dedicated to helping property owners maximize insurance claims and protect their interests in the insurance settlement process.

For immediate help (24/7) call: 1-800-602-9915

Palmdale / Lancaster Fire Victims Insurance Summit

Press Release

Crown Fire Emergency Recovery Summit convenes August 25th to provide education and guidance to homeowners and commercial property owners who suffered property damage – and in some cases, total property loss – in the recent Southern California Wildfires.

Palmdale, CA August 15th, 2010 : Palmdale and Lancaster property owners now face the daunting task of recovery. The media spotlight has moved on since the recent Crown Fire and other wildfires. Many property owners feel completely alone and without resources. A local coalition of business and community leaders have organized an upcoming free summit – the Crown Fire Emergency Recovery Summit – in hopes of meeting the great need with education, tips and resources.

The Crown Fire Emergency Recovery Summit will convene on August 25th in downtown Palmdale, CA. There is no charge to attend and residents are encouraged to spread the word throughout the community. The summit will feature local experts in the areas of property insurance claims, catastrophe construction / restoration,  disaster tax relief and more.

The event is designed to offer participants the opportunity to speak one-on-one with disaster experts, if they are comfortable doing so. Also, residents may attend the formal education sessions scheduled throughout the summit.

Crown Fire Emergency Recovery Summit breakout sessions:

  • Homeowners: Understanding insurance claim processes to maximize settlement
  • Commercial insurance claims – from structural loss to lost revenue to inventory loss
  • Renters: What are your rights after a fire?
  • Smoke damage: 10 Critical Rules for Health and Safety
  • Ash/Soot issues, removal and risks
  • Fact vs. Myth: How important are contractor ‘certifications?’
  • Respiratory Health: Controlling asthma and determining health risks
  • Asthma and our advancing knowledge of respiratory ailments

About the Crown Fire Emergency Recovery Summit.

The Crown Fire Emergency Recovery Summit is an event convened with the sole intention of helping property owners successfully navigate the confusing path toward recovery following the recent Crown Fire and other California Wildfires.

Exact event location and times have yet to be determined as organizers scramble to secure a suitable location to meet the demand. To recommend or donate venues to this important event, please contact the office of summit participant and co-chair John Morgenstern, Public Adjuster at 800-602-9915.

Palmdale Crown fire threatens homes

For immediate help (24/7) call: 1-800-602-9915

“Home owners in Palmdale and Lancaster need to know they are not alone, in the wake the Crown fires,” said Public Insurance Adjuster John Morgenstern. “After the media spotlight moves on our team remains to help homeowners get fair settlements for their property damage in the Crown Fires. It’s no surprise folks in Palmdale and Lancaster are getting the usual homeowner insurance runaround and low-ball settlements.”

Dramatic Video from the scene


About:

Los Angeles Public Adjuster firm Public Adjusters Inc serves home owners and property owners in Los Angeles County, Orange County, Riverside County and Ventura County. The Southern California Public Adjuster firm is dedicated to helping property owners maximize insurance claims and protect their interests in the insurance settlement process.

For immediate help (24/7) call: 1-800-602-9915