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Scorched park reopens but experts caution

LA-area park scorched by ’09 wildfire reopens

GLENDALE, Calif.- Public Adjuster John Morgenstern congratulates the Los Angeles County wilderness park on its announced reopening today following extensive damage in the so-called Station fire in ’09.

“For us, there is nothing more gratifing than a reopening following something so devastating,” said Morganstern, head of Priority Adjusters in Los Angeles. “The wilderness park restoration efforts have been nothing short of spectacular.”

Despite the celebration, officials say more recovery work is needed. “Today is a day for celebration,” said Morgenstern. “But it’s also critical we don’t forget the millions of dollars of restoration that still need to be completed. Also, there are still many Glendale homeowners abandoned by their insurance company. These folks continue to suffer.”

The lower portion of the 709-acre Deukmejian Wilderness Park in the foothills above Glendale was reopened this week to the public.However, many hiking trails remain closed.

Most of the park burned during the Station fire, which blackened 250 square miles of the Angeles National Forest and destroyed 89 homes on the edge of the San Gabriel Mountains.

Debris flows and mudslides struck the denuded parkland during winter storms.

Frequent Questions

What in the world are Public Adjusters ?!?

(Answers to that and other frequently asked questions!)

A brief introduction:

Hi, my name is John Morgenstern, Southern California’s premier Public Insurance Adjuster.

Best case scenario, most people go through their entire life without a catastrophic event. So I urge you not to feel embarrassed if you have only a vague idea how I help folks like you. You may simply know (or suspect) a fair settlement isn’t going to arrive in your mailbox courtesy of your insurance company. That’s not merely a hunch. It’s basically an ‘open secret’ in the industry.

As Southern California’s premier claims adjuster my single-minded goal is to right that wrong and put more money in your pocket. My settlements are routinely 35% (and as much as 300%) higher than the ‘full and fair’ offer the insurance company.

Please enjoy the information I’ve provided below. I believe an educated and savvy property owner is Big Insurance’s worst nightmare.

This is my field of expertise and it would be my honor to advocate on your behalf. When you are ready, pick up the phone and call me so we can talk about the specifics of your situation – absolutely no cost or obligation! Call me now at 800-602-9915 (24/7). If possible I’ll take your call myself. Call now.

Your ‘Top Gun’ Public Insurance Adjuster,

California Public Adjuster

John Morgenstern
Because you deserve more…

Call me now at 800-602-9915 (24/7)


Frequently Answered Questions!

Q: What on earth is a public adjuster?!?

Great question. The truth is most people have never heard of my occupation. That’s a good thing if it means you have not suffered a loss. Sadly, many people who could benefit never learn about our services. How would they? Big Insurance sure isn’t going to tell them (or you)!

Simply put, my job is to help folks like you – property owners. My expertise is in putting an accurate dollar value on your property loss. I work for you, only. I have zero ties with Big Insurance. I fight for you.

Your insurance company pays another adjuster to work on its behalf – these are called insurance adjusters or ‘independent’ adjusters (misleading, to say the least). So called independent adjusters and insurance adjusters are paid by insurance companies. Perhaps worse, many are unlicensed and inexperienced. Their job is justify
the smallest possible settlement for you.

I am a State licensed professional Public Adjuster. I have logged more than 20,000 hours negotiating with Big Insurance. My expertise is determining how much you rightfully deserve. I achieve an accurate settlement by comprehensively documenting your claim, aided by experts in construction, labor and law.

You probably have enough to deal with right now. Part of my job includes the preparation of building damage assessment reports, creating estimates, building inventory lists and documenting your other losses. I handle all the tedious tasks of compiling and filing claims – as required by your insurance policies. The same is
true for all negotiations with your insurance company, consider it done.

I hope this information has been helpful. I look forward to discussing the specifics of your situation – no obligation or cost. With so much at stake I urge you to call me now at 310-890-8224 (24/7). If possible, I’ll answer your call myself.

Your ‘Top Gun’ Public Insurance Adjuster,

California Public Adjuster

John Morgenstern
Because you deserve more…

Call me now at 800-602-9915 (24/7)


Q: Are you affiliated with insurance companies?

No. Absolutely not.

I work solely for homeowners like you. Isn’t that the least you deserve? I think so.

I hope this information has been helpful. I look forward to discussing the specifics of your situation – no obligation or cost. With so much at stake I urge you to call me now at 310-937-5126 (24/7). If possible, I’ll answer your call myself.

Your ‘Top Gun’ Public Insurance Adjuster,

California Public Adjuster

John Morgenstern
Because you deserve more…

Call now at 800-602-9915 (24/7)


Q: What can you accomplish on my behalf?

Thanks for asking! Just a guess, but I’ll bet you probably have enough to deal with right now.

Part of my job includes the preparation of building damage assessment reports, creating estimates, building inventory lists and documenting your other losses. I handle all the tedious tasks of compiling and filing claims – as required by your insurance policies. The same is true for all negotiations with your insurance company, consider it done.

I hope this information has been helpful. I look forward to discussing the specifics of your situation – no obligation or cost. With so much at stake I urge you to Call me now at 310-937-5126 (24/7). If possible, I’ll answer your call myself.

Your ‘Top Gun’ Public Insurance Adjuster,

California Public Adjuster

John Morgenstern
Because you deserve more…

Call me now at 800-602-9915 (24/7)


Q: My insurance company adjuster told me he is independent. Is that like you, John?

No. Absolutely not. And I appreciate you bringing this up because it is a constant source of confusion. An Independent Adjuster is NOT a Public Adjuster. The term ‘independent’ simply means they are freelance adjusters (as opposed to salaried). The ‘independent’ adjuster is employed by your insurance. His livelihood depends on an ongoing stream of business from Big Insurance companies, like yours. His loyalties are – at best – divided.

I work solely for homeowners like you. Isn’t that the least you deserve? I think so.

I hope this information has been helpful. I look forward to discussing the specifics of your situation – no obligation or cost. With so much at stake I urge you to call me now at 310-937-5126 (24/7). If possible, I’ll answer your call myself.

Your ‘Top Gun’ Public Insurance Adjuster,

California Public Adjuster

John Morgenstern
Because you deserve more…

Call me now at 800-602-9915 (24/7)


Q: Couldn’t I just negotiate a settlement myself?

Of course. You could certainly spend your time calling contractors for double and triple opinions. You could also simply accept the insurance settlement.

The problem with that approach is too often non-professionals are limited to a defensive posture. That is to say my work involves much more than simply asking for money than you are offered. On the contrary, property owners need an offensive comprehensive approach, for any hope to negotiate the fair settlement. A simple example would be fire, smoke or water damage. Insurance will often pay for repairs – and you could spend your time arguing over the quality of materials. But as an experienced professional I know the repair is often of secondary importance. Of critical importance is understanding and anticipating the long term issues – mold, structural integrity, moisture and irritating smells that can linger for the life of the property. Believe me, 5-years from now you do not want to be forced to demolish the ‘fix’ you settled for today.

My experience helps folks like you get your life back 100%. It makes sense that my daily experience handling, preparing and negotiating claims would result in a higher settlement for you.

I hope this information has been helpful. I look forward to discussing the specifics of your situation – no obligation or cost. With so much at stake I urge you to Call me now at 310-937-5126 (24/7). If possible, I’ll answer your call myself.

Your ‘Top Gun’ Public Insurance Adjuster,

California Public Adjuster

John Morgenstern
Because you deserve more…

Call me now at 800-602-9915 (24/7)


Q: What about my insurance agent or broker? Shouldn’t this be his job?

No. But it is a common misconception that an agent/broker has expertise in determining value of lost or damaged property. The insurance agent/broker has expertise in sales. Adjusting claims is simply not part of your agent/broker’s job. It’s unreasonable to expect loss adjustment from your agent/broker.

On the other hand, I have put countless hours and effort into education and training. The result is I have an enormous specialized knowledgebase I put to work on your behalf. It makes sense that my daily experience handling, preparing and negotiating claims would result in a higher settlement for you.

I hope this information has been helpful. I look forward to discussing the specifics of your situation – no obligation or cost. With so much at stake I urge you to Call me now at 310-937-5126 (24/7). If possible, I’ll answer your call myself.

Your ‘Top Gun’ Public Insurance Adjuster,

California Public Adjuster

John Morgenstern
Because you deserve more…

Call me now at 800-602-9915 (24/7)